Waterloo Insurance understands the unique risks nonprofit organizations face and provides target­ed coverages to meet the needs of the nonprofit community. No other insurance agency brings the dedication and expertise we have to nonprofits.


At Waterloo Insurance, we deliver an unbeat­able combination of sound coverage, stable pricing and exceptional service. It pays to work with people who fully understand non­profit businesses.


Coverage and Services

  • Property and Liability

  • Auto

  • Umbrella

  • Workers’ Compensation

  • D&O

  • Unemployment Insurance

  • Cyber Liability


Product Specialty

  • Primary Liability Insurance – Standard limits are $1 million per occurrence for General Liability; $1 million per occur­rence for Sex Abuse; $1 mil­lion per occurrence for Social Work; $1 million per occur­rence for Medical; $3 million policy aggregate

  • Umbrella Policy – Limits up to $10 million above Primary Liability*

  • Sexual Abuse Liability

  • Social Work Foster Care & Counseling Liability

  • Incidental and Vicarious Medical Liability

  • Special Event Liability – Standard limit is $1 million with higher limits available

  • Directors & Officers Liability – Standard limit is $1 million with higher limits available

*Defense outside the limit of liability


Preferred Organizations

  • Arts & Culture – Cultural and ethnic awareness groups, performing arts schools, art education, theatre, singing and choral groups

  • Group Housing – Housing for the mentally and develop­mentally disabled, homeless shelters, transitional housing and family violence shelters

  • Youth Services – Boys & girls clubs, girl scouts, youth development programs, youth centers and community service clubs

  • Human Services – Family services, child day care, YWCAs, emergency services, senior centers and hospices

  • Education – Preschools, charter schools and private elementary, secondary and post-secondary schools

  • Mental Health/Crisis Inter­vention – Outpatient or resi­dential counseling for disor­ders and addictions including treatment and rehabilitation

  • Food and Nutrition – Food banks, food pantries, meals on wheels, congregate meals and nutrition programs

  • Recreation – Parks, recreational camps, clubs and parks, Special Olympics and community recre­ation centers

  • Religious Organizations and Institutions


Submission Requirements

  • Waterloo supplemental ap­plications

  • Audited year-end financial statement (or Form 990 if the organization does not have a year-end statement)

  • Brochures, promotional mate­rial describing programs and services offered and copies of all relevant contracts

  • Loss history for the last 5 years

  • Schedule of drivers and vehicles, including VINs and seating capacity




3825 Bee Caves Road

Austin, TX 78746


Tel: 512-327-3422

For a free quote or more information, please fill out the form below.

​​​​© 2017 by Lumber Insurance Services